• Lion statue at the Bridge of Lions, St. Augustine, FL

    Real Estate Commission After 2024

    QUICK ANSWER Since the August 2024 NAR settlement changes, real estate commissions in Florida are fully negotiable — and the structure has changed. Sellers still typically pay their own listing agent's commission. What changed: buyer's agent compensation is no longer automatically offered through th

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  • Boats in the harbor in black and white in St. Augustine, FL

    Cost to Buy in Nocatee

    QUICK ANSWER In 2026, homes in Nocatee range from approximately $380,000 for a townhome entry point to $750,000+ for a larger single-family home in premium neighborhoods. The median sale price sits around $490,000–$540,000. Add buyer closing costs of 2%–3% ($9,800–$16,200 on a $490K home), plus annu

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  • Butterfly on a purple flower in Ponte Vedra Beach, FL

    Flood Insurance in Ponte Vedra

    QUICK ANSWER Whether you need flood insurance in Ponte Vedra depends entirely on your specific property's flood zone — not your neighborhood name. Many Ponte Vedra homes are in FEMA Zone X (minimal risk) where flood insurance is optional. Properties near the Intracoastal, ocean, or low-lying areas m

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