• What Retirement in Northeast Florida Actually Feels Like

    What Retirement in Northeast Florida Actually Feels Like

    What Does Retirement in Northeast Florida Actually Feel Like? There is a moment that happens for a lot of people who move here from somewhere cold. It happens in January, usually around 9 in the morning. You are sitting on your lanai with a cup of coffee. The air is 68 degrees, the sky is impossibly

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  • The True Cost of Owning a Home in Northeast Florida (2026)

    The True Cost of Owning a Home in Northeast Florida (2026)

    What does it actually cost to own a home in Northeast Florida -- beyond the mortgage payment? Quick Answer For a $500,000 new construction home in St. Johns County in 2026, plan for roughly $1,500 to $2,000 per month in non-mortgage costs -- including property taxes, CDD fees, HOA dues, homeowners i

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  • Flood Insurance in Northeast Florida: What Buyers Need to Know Before Closing (2026)

    Flood Insurance in Northeast Florida: What Buyers Need to Know Before Closing (2026)

    Do you actually need flood insurance if your home isn't on the water in Northeast Florida? Quick Answer Whether you need flood insurance in Northeast Florida depends on your home's flood zone designation. Homes in high-risk zones (A, AE, VE) with a federally backed mortgage are required to carry it.

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